RDSP and Provincial and Territorial Benefits

All provinces and territories have announced a partial or full exemption of Registered Disability Savings Plan (RDSP) assets and income. Please contact your provincial or territorial government to make sure you get the most up-to-date details.

• Alberta
• British Columbia
• Manitoba
• New Brunswick
• Newfoundland and Labrador
• Northwest Territories
• Nova Scotia
• Nunavut
• Ontario
• Prince Edward Island
• Quebec
• Saskatchewan
• Yukon

The Alberta government has announced that the income and assets of an RDSP will be fully exempted when determining eligibility for provincial financial assistance programs.  For more information, contact the Government of Alberta.

The British Columbia government has announced that it will fully exempt RDSPs when calculating an individual’s eligibility for provincial disability assistance. For more information, contact the Government of British Columbia.

The Manitoba government has announced that RDSP assets and income will be exempted when determining eligibility for social assistance. For more information, contact the Government of Manitoba.

The New Brunswick government has announced that it will fully exempt RDSP assets when calculating a client's eligibility for programs such as social assistance and social housing benefits. For more information, contact the Government of New Brunswick.

The Newfoundland and Labrador government has amended regulations to exempt RDSPs from the calculation of Income Support benefits. For more information, contact the Government of Newfoundland and Labrador.

The Northwest Territories government has announced that it will fully exempt both RDSP assets and RDSP withdrawals in determining eligibility for income security programs administered by the Department of Education, Culture and Employment. For more information, contact the Government of the Northwest Territories.

The Nova Scotia government has announced that it will fully exempt RDSP contributions when calculating clients' eligibility for income assistance. Clients will also be able to withdraw funds from their RDSPs without affecting their income assistance payments. For more information, contact the Government of Nova Scotia.

The Nunavut government has amended regulations to fully exempt RDSP assets and income for the purposes of establishing eligibility for social assistance. For more information,contact the Government of Nunavut.

The Ontario government has announced that RDSP contributions and payments from RDSPs will not impact eligibility for social assistance. For more information, contact the Government of Ontario.

The Prince Edward Island government has announced that it will fully exempt RDSP assets when calculating eligibility for social programs such as social assistance, disability support services, child care subsidies, social housing, pharmacy programs and children’s dental programs. Any withdrawal from an RDSP will be exempt as long as total income is not greater than the low-income level defined by the National Council of Welfare. For more information, contact the Government of Prince Edward Island.

The Quebec government has announced its intention to exempt RDSP income up to the low-income threshold set by the Institut de la statistique du Québec. For more information, contact the Government of Quebec.

The Saskatchewan government has announced that it will exempt RDSPs from social assistance calculations. For more information, contact the Government of Saskatchewan.

The Yukon government has amended its social assistance regulations to exclude both RDSP income and assets for the purpose of determining benefit levels. For more information, contact the Government of Yukon.

Long-term disability saving