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Canada Learning Bond - Frequently Asked Questions

1. Who can get the Canada Learning Bond?
2. How do I apply for the Canada Learning Bond?
3. How much money could my child get from the Canada Learning Bond?
4. How do I get help or more information about the Canada Learning Bond?

1. Who can get the Canada Learning Bond?

Your child can get the Canada Learning Bond if:

• your child was born after December 31, 2003, and
• you get the National Child Benefit Supplement as part of the Canada Child Tax Benefit, commonly known as “family allowance” or “baby bonus.” This usually applies to families whose net income is $38,832 or less.

Note: From 18 to 21 years old, the child may request the Canada Learning Bond themselves.

2. How do I apply for the Canada Learning Bond?

It's a simple 2-step process.

• Get a Social Insurance Number (SIN) for yourself and your child. There's no fee. However, certain documents, such as a birth certificate, are required.
• Open a Registered Education Savings Plan (RESP) account with an RESP Provider that offers the Canada Learning Bond.

For more information:

• Contact 1-800-O-Canada (1-800-622-6232).
• If you use a TTY, call 1-800-926-9105.
• Or visit a Service Canada Centre near you.

3. How much money could my child get from the Canada Learning Bond?

• You could get $500 for your child's RESP now to help you start saving early for your child's education after high school. Your child may also get an extra $100 each year up to age 15, as long as you continue to receive the National Child Benefit Supplement.
• That’s up to $2,000 (plus interest) in bonds for your child’s education.
• You don't have to put in any of your own money to get this bond.
• An extra $25 will be paid with the first $500 bond to help cover the cost of opening an RESP.

4. How do I get help or more information about the Canada Learning Bond?

For more information about the Canada Learning Bond call 1-800-O-Canada (1-800-622-6232). If you have a speech or hearing impairment, use the TTY number: 1-800-926-9105.

CanLearn.ca also provides additional information about the Canada Learning Bond.

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Date Modified:

2011-11-29