Canada Pension Plan and Old Age Security
Almost all of today's seniors receive income from Canada's public pensions: the Canada Pension Plan (CPP) and Old Age Security (OAS). Together, the CPP and OAS provide a modest base upon which Canadians can build their retirement income. Basic financial support is also available to survivors and to people who become too disabled to work and their children.
On behalf of Human Resources and Skills Development Canada (HRSDC), Service Canada delivers close to $72 billion in benefits this year to millions of Canadians.
Tools and Services
- Application for Canada Pension Plan (CPP) Retirement Pension
- Canada Pension Plan Statement of Contributions Online
- Canadian Retirement Income Calculator
- View and Update Personal Information
Canada Pension Plan
The Canada Pension Plan (CPP) provides contributors and their families with retirement, disability, survivor, death and children's benefits.
- The CPP retirement pension is a monthly payment available to CPP contributors as early as 60 years of age.
- The disability benefit is a monthly benefit available to qualified CPP contributors and their dependent children.
- Survivor benefits are paid to a deceased contributor's estate, surviving spouse or common-law partner and dependent children.
- Amendments to the Canada Pension Plan
- Proposed Canada Pension Plan (CPP) Triennial Review (2010-2012) Technical Amendments
Old Age Security
Old Age Security (OAS) is available to most Canadians when they reach the age of 65. OAS provides additional benefits to eligible low-income seniors:
- Guaranteed Income Supplement (GIS) – for OAS pensioners
- Allowance – for 60- to 64-year-old spouses or common-law partners of pensioners
- Allowance for the survivor – for 60- to 64-year-old widowed spouses or common-law partners
Related information
- International benefits
If you have lived or worked in another country, or you are the surviving spouse or common-law partner of someone who has lived or worked in another country, you may be eligible for benefits from Canada or from the other country under a social security agreement. - Retirement Planning
- Senior Care